Probably all three. We know, for example, that African dust storms can carry particles as far as Houston, Texas. But also, bacteria routinely occur in the atmosphere, in clouds, and even in hail stones.
"Hailstones: A Window into the Microbial and Chemical Inventory of a Storm Cloud," by Temkiv et al. (2013), describes finding examples of γ-Proteobacteria, Sphingobacteriales and Methylobacterium (plus some 3000 organic compounds) in hail stones. A similar finding was reported in a blog post by University of Wisconsin bacteriology professor John Lindquist in 2006. Looking at recently fallen hail stones, Lindquist was able to culture purple photosynthetic bacteria (Rhodopseudomonas species) from his samples.
To my knowledge, no one has yet tried to characterize the viral or bacteriophage content of atmospheric moisture. If you're looking for a thesis project in microbiology, this could be a good one.